Frank Young

Loan Officer

NMLS# 188863
Cell – 410.322.1440
Office – 410.420.4040 x202
Email –[email protected]

A B O U T  M E

FRANK YOUNG HAS BEEN A MORTGAGE PROFESSIONAL since
1996. Due to the strength of the relationships he has created and maintained with his
business partners and past clients, his business is generated 100% by referral.
His attention to detail, “client-first” philosophy, and dedication to providing the highest
possible level of service have earned him a reputation for excellence.
Other info: raised in Harford County, MD, holds a B.S. Degree from Towson State University, has
been a Member of the Harford County Association of Realtors since 2001.

A B O U T  P R M I

WE ARE A NATIONAL lender with hometown roots. Primary Residential Mortgage, Inc.
offers full-service lending support from start to finish. All processing,
underwriting, closing, and funding are done “in-house.” We are here to ensure your
transaction closes on time, while providing your clients with an exceptional experience. We
have been helping home owners in Maryland for over 14 years and are very proud to say we have
closed over 4 billion dollars in loans during that time.

L O A N P R O G R A M S
Conventional Loans
– Low down payment
– PRMI Minimum Credit Score is 620
FHA
– Will lend 96.5% LTV = low down payment
– FHA 203(k) & FNMA Homestyle Rehab Loan
– Can borrow money to purchase home plus money for repair/rehab
USDA
– 100% financing / No money down
– Geographical and income restrictions
VA
– 100% financing / No money down
– Minimum credit score is 620
– Must be a qualified veteran
– No monthly mortgage insurance
Maryland Mortgage Program (FHA/VA/Conv)
– Down payment & closing costs assistance up to $5,000 from the state & additional from partner
organizations

PRMI NMLS: 3094. PRMI is an Equal Housing Lender. DISCLAIMER: Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Maryland Department of Labor, Licensing, and Regulation, Commissioner of Financial Regulations, #5511. 1220A East Joppa Road, Towson, MD 21286

Branch NMLS 250134
Florida Office of Financial Regulation MLD646. Pennsylvania Department of Banking and Securities. VA-Bureau of Financial Institutions: MC-2248 Broker MC-2248 NMLS # 3094 (http://nmlsconsumeraccess.org).
*Closing costs and fees may still apply.

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